Nitstone Finserv

Empowering you with Quick, Seamless Financing - When you Need it the most.

We’re rewriting the rules of traditional financing and lending, and we only win when our customers succeed. We’ve helped over thousands of customers reach their goals, and we’re just getting started!

Up to Rs. 5 Lakhs in just 4 steps

How an Instant Personal Loan with Nitstone Finserv works

Step 1: Provide your loan amount

Step 2: Provide your personal information

Step 3: Provide your employment information

Step 4: Review & Approval

Your loan application gets even better in our app

Stay tuned to a new and improved Nitstone Finserv app, coming your way very soon.

Loan Calculators

Make informed decisions and plan your financial future confidently with our easy-to-use loan calculators.

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For Nitstone Finserv’s existing customers.

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No Dreams Are Too Big

Realise them with Nitstone Finserv Personal Loan now from 11.99%

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Unlock Gold Value

Transforming Gold into Financial Freedom with Nitstone Finserv Gold Loans

Apply for Gold Loans

Travel to Your Dream Destination

Because it has become a lot easier with travel loans

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Nitstone Blog
Why Are Gold Loans Becoming the Most Preferred Financial Option in 2026?

January 05, 2026

Today, you are using gold loans not just for urgent needs, but for business expansion, education, home upgrades, travel, and lifestyle planning. This shift is not accidental, it is driven by strong economic, structural, and borrower-centric factors. Let us break down why you are increasingly choosing gold loans in 2026.

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Top Reasons Why Gold Loans Are Gaining Popularity in India

December 30, 2025

The loan amount depends largely on the gold loan rate today, which is calculated using prevailing market prices and RBI-mandated loan-to-value limits. These structured norms make gold loans transparent and borrower friendly.

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How to Transfer Your Gold Loan to Another Lender: A Step-by-Step Guide

December 22, 2025

Also known as a balance transfer loan or gold loan takeover, this process allows you to move your existing gold loan to another lender offering better terms, improved service, and potentially lower costs. This guide explains the complete process clearly, helping you make an informed decision without confusion or stress.

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Careers

At Nitstone, we're committed to fostering a dynamic and inclusive workplace where talent thrives. Explore exciting career opportunities and become part of a team dedicated to excellence and sustainable growth.

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We focus on empowering you to achieve your financial goals by offering a broad range of financial products, services, and educational resources. Our aim is to help you pay less when borrowing and earn more when saving.